Personal Loans

7.9% APR typical 

• 7.9% APR typical on personal loans from £7,500 to £15,000 for Sainsbury's shoppers with a Nectar card*
• A repayment period that suits you, from 1 to 7 years
• Fixed repayments for the whole period of your loan
• Choose to take a repayment holiday for the first three months**
• Get an instant personal loan decision
• Receive your money in 24 hours#

See our summary box for the facts and figures.

See more benefits

	I have my Nectar number available:
	I don't hold a Nectar card:

More loan options

If you're looking for a different loan click on one of the links below:

• £1,000 to £7,499 
• £15,001 to £25,000
• over £25,000

If you do not have a Nectar card you can simply:

• Visit your local Sainsbury's to pick up a pack and fill in the registration form and send it off to the address provided. A Nectar card is included in the pack so you can start using it immediately, however you will need to activate your card online at the Nectar web site.
• Apply online at the Nectar web site.  Registering will only take a few minutes and a card will be sent out to you straight away.

*You must quote your Nectar card number at the time of application.
**Interest is accured during the repayment holiday.
# Loans must be arranged before 3.30pm for next day delivery. If you choose the optional courier service an additional amount of up to £49 will be payable one month before your first monthly payment. Delivery may take longer for weekend applications or in outlying areas.

Online 7.9% APR typical

You can enjoy exceptionally low personal loan rates, making so many things so affordable - a new car, home improvements, paying off credit card bills or other financial commitments. And you're assured of excellent value - our online personal loans have a typical rate of 7.9% APR for Sainsbury's shoppers with a Nectar card.

Personal loan rates explained

Everyone wants low rate personal loans but how do you know you're getting good value? The tip is to look for personal loan rates that specify a typical APR (Annual Percentage Rate) and compare the best available rates. At Sainsbury's Bank, we only offer outstanding value low rate personal loans; our personal loans are currently available at a typical rate of just 7.9% APR for Sainsbury's shoppers with a Nectar card.

Car loans Cash loan Home improvement loans Loan quote Low interest loan
Online loan Unsecured personal loan

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